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Project Specific Requirements - The applicant must be a resident who currently resides in the City of Gary. The applicant must be a family or individual who has critical and/or emergency housing needs, and falls into the very-low (50%) median income limit. What is considered critical or emergency housing needs; an individual or family that meets at least two (2) of the following risk factors:

1. Mental health and substance abuse issues;

2. Physical disabilities and other chronic health issues, including HIV/AIDS;

3. Young head of household (under 25 with children or pregnant);

4. Extremely low income (less than 30 percent of Area Median Income);

5. Significant amount of medical debt;

6. Sudden and significant loss of income. 

Lake County, IN

2019 AMI Area Median Income

0%-30% Income Limits Annual 

Household Size Household Income

1       $15,300

2        $17,500

3        $21,330

4        $25,750

5        $30,170

6        $34,590

7        $39,010